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Credit card security [Archive] - RonFez.net Messageboard

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OGC
12-29-2010, 02:02 PM
Can someone explain to me why credit cards don't have the owner's picture on them? The technology to do it has been around for at least 30 years and it would have to bebmore secure than just a signature, especially since you usually sign on some tiny screen which makes your signature illegible.

Whenever there is any question, they ask to see a photo id, so why not p
ut the picture on the card?

underdog
12-29-2010, 02:39 PM
In Canada, they don't even put your name on your debit cards. I think it's a stolen identity thing, or something.

spoon
12-29-2010, 02:44 PM
nobody wants to see either of your pictures

booster11373
12-29-2010, 03:16 PM
Isnt most credit card fraud committed online? so what good would a picture do?

And one company started to put id pics on there cards in the mid-90's

Crash
12-29-2010, 04:39 PM
Wouldn't make a difference.

Instead of a signature on the backs of his cards, my father has printed "photo ID required".Been doing it for years. Nobody has ever asked him for photo ID. Ever. He just signs the receipt and moves on. Pisses the old bastard off every time.

StanUpshaw
12-29-2010, 04:50 PM
Even when you're buying shit in person, how often do you actually hand the clerk your card? Maybe 25% of the time? Nearly everywhere I go has the self-swipe machine.

If anything, letting some anonymous retail worker handle your card is only going to increase the likelihood of identity theft.

OGC
12-29-2010, 06:02 PM
I agree that it probably wouldn't make much of a difference given the way that retailers treat them now. Heck, there are a few stores I go to that don't even require me to sign when I use my credit card, but if the credit card companies were serious about reducine fraud (at least the non-online kind) a picture on the card certainly wouldn't hurt.

Kris10
12-29-2010, 06:04 PM
The only place I've ever been asked for id on a consistent basis is when I lived on a military base. They would ask for id anywhere you used a card! Commissary, PX, gas station, restaurants, etc. Apparently those who serve are big time identity criminals?

PapaBear
12-29-2010, 08:57 PM
Wouldn't make a difference.

Instead of a signature on the backs of his cards, my father has printed "photo ID required".Been doing it for years. Nobody has ever asked him for photo ID. Ever. He just signs the receipt and moves on. Pisses the old bastard off every time.
When I worked retail, I asked someone for ID who did the same thing as your father. They thanked me and said I was the first person who had EVER asked.

What bugs me is people who refuse to give you the 3 digit number on the back over the phone. They say, "I'm not telling you that!" I try to explain to them that the whole purpose of the damn number is PRECISELY for phone orders, so the order taker knows the person on the other end actually HAS the card they are using. They never believe me.

jennysmurf
12-29-2010, 09:16 PM
When I worked retail, I asked someone for ID who did the same thing as your father. They thanked me and said I was the first person who had EVER asked.

What bugs me is people who refuse to give you the 3 digit number on the back over the phone. They say, "I'm not telling you that!" I try to explain to them that the whole purpose of the damn number is PRECISELY for phone orders, so the order taker knows the person on the other end actually HAS the card they are using. They never believe me.

That's just cause you sound shifty over the phone.

weekapaugjz
12-29-2010, 09:27 PM
That's just cause you sound shifty over the phone.

:lol:

PapaBear
12-29-2010, 09:28 PM
So, I shouldn't have said, "Give me the fucking number on the ass side of the card"?

spoon
12-29-2010, 10:19 PM
no

Melk
12-29-2010, 10:51 PM
Instead of a signature on the backs of his cards, my father has printed "photo ID required".Been doing it for years. Nobody has ever asked him for photo ID. Ever. He just signs the receipt and moves on. Pisses the old bastard off every time.

I used to write See ID on my cards till the time I had a layover in Seoul and tried to pay for duty free goods with my credit card. They made me sign the slate See ID. Then a few months later, I got a concerned call at about 3am Japan time from the company claiming my cards were stolen and being used by the stupidest thieves ever

cougarjake13
12-30-2010, 05:18 PM
Can someone explain to me why credit cards don't have the owner's picture on them? The technology to do it has been around for at least 30 years and it would have to bebmore secure than just a signature, especially since you usually sign on some tiny screen which makes your signature illegible.

Whenever there is any question, they ask to see a photo id, so why not p
ut the picture on the card?

bank of america does at least they used to when i had em

Kris10
12-31-2010, 11:15 AM
I used to write See ID on my cards till the time I had a layover in Seoul and tried to pay for duty free goods with my credit card. They made me sign the slate See ID. Then a few months later, I got a concerned call at about 3am Japan time from the company claiming my cards were stolen and being used by the stupidest thieves ever

This just made me giggle. :clap: