Bad Credit

[DarkHippie]

<p>Me and my brother are looking for a new apartment to rent.&nbsp; The problem is that I have terrible credit, and I don't make much money.&nbsp; I make enough to pay all my bills, but that's it.&nbsp; No landlord in their right mind would sign a lease with me.</p><p>Does anyone know a way that I can fix this?</p>

[terryc35]

Just get the lease in his name...I too have hurrendous credit and my girlfriend and I just have the lease in her name.

[Furtherman]

I don't think you need good credit to rent, only buy.&nbsp; None of my landlords have ever asked for a credit check, just the rent check each month.

[DarkHippie]

<p>even if the lease is in his name, won't they still have to check me out?&nbsp; and won't it still be detrimental?</p><p>I seem to have this mental block about paying my cable and power bills on time.&nbsp; Its only cable, only power, but its every fucking month.</p><p>I suck</p>

[terryc35]

you kidding me???&nbsp; that shit has nothing to do with your credit unless it goes to collections.&nbsp; You'll have no problem, and if you aren't renting in NYC they probably won't care anyway.&nbsp; Remember, they want to rent you the apt.&nbsp; If they ask for a credit check just put it in your bto's name.

[Hottub]

If it's only utilities, you probably don't have to sweat it. Just worry about charge accts, car payments and the like. I don't even know if utilties report to credit companys. They just turn your shit off and call a lawyer.

[MilkmanDann]

<p>C.R.E.A.M.</p><p>&nbsp;</p><p>Go up there with proof of your bank account, thats enough. give them a phone number to verify it.</p>

[reeshy]

Tell them you're an illegal alien.....you'll get anything you need!!!!!!!!!!!<br />

[mendyweiss]

<img height="462" src="http://www.findagrave.com/photos/2005/180/6109881_112016506272.jpg" width="406" border="0" />Need a loan the 6 for 5 will be perfect for you!

[fezident]

If you can swing it, offer to pay an EXTRA month of security.&nbsp; A landlord might forego the credit check.