What kind of house does $100 get you...

[curtoid]

<p><strong>OF COURSE THE SUBJECT SHOULD BE &quot;$100,000&quot; or &quot;$100K&quot; - if a mod can fix it, cool, if not you know what i meant!</strong></p><p>Inspired by a recent television show on prop. values, and my ongoing obsession with being priced out of ever being able to afford to buy here in the DC metro area...</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/Philly.jpg" border="0" /><br />Philly - Near Oxford Park ($100,000)</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/WV20acres.jpg" border="0" /><br />This is the view from 20 acres of West Virginia land ($89,900)</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/DCtownhouse.jpg" border="0" /><br />Washington DC NE - Townhouse (!) - $109,000</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/FredneckLot.jpg" border="0" /><br />Lakefront lot in Frederick Maryland (Home of Crazy Jen) - $99,900</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/dayton.jpg" border="0" /><br />Dayton, Ohio ($105,000)</p><img src="http://img.photobucket.com/albums/v64/curtoid/surf.jpg" border="0" />

<font color=black>This message was edited by curtoid on 8-19-05 @ 3:18 PM</font>

[mikeyboy]

<p>$100?&nbsp; This is about the best you can do:</p><p><img src="http://www.1668homeguide.com/barbie_20b.jpg" border="0" /></p><img src="http://scripts.cgispy.com/image.cgi?u=mikeyboy" border="0" /><br /><a href="http://www.osirusonline.com/ronfez.htm" target="blank">Ron &amp; Fez Show Log</a>; Daily News Scratch N' Match is the Devil<br /><a href="http://www.radiobbq.net/" target="blank">The Music Mikey Likes Show on RadioBBQ, weekdays 11:00 am - 1:00 pm</a><br />Now with new <a href="http://www.ronfez.net/mediastorage/mikey/mikeyshowtheme.mp3" target="blank">theme song</a> by BoBoGolem

<font color=black>This message was edited by mikeyboy on 8-19-05 @ 3:25 PM</font>

[torker]

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[JPMNICK]

<p>Curtoid - I have the same fear as you. I am saving every penny I can so one day I can purchase a house. </p><p>&nbsp;</p><p>I am VERY confident that we are in a bubble here in the NJ region where i want to buy, and I have read alot about a bubble in your area as well. I expect a price correction of 20%. Renting is the smart choice now. check out this blog and it will make you feel a little better. rest easy my friend, but the end of '06 you will be able to afford many a house. </p><p>&nbsp;</p><p><a href="http://thehousingbubble2.blogspot.com/">http://thehousingbubble2.blogspot.com</a></p>


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[curtoid]

<p>I actually enjoy renting - I'm paying less than $1100 a month for a huge 2 bed room, all utilities included with a view of Washington looking over Arlington Cemetary. it's a great neighborhood, etc. etc. etc. I just feel guilty for not owning something. I have good friends who all seemed to buy right a good time - a time when I was slaving away working for non-profits. Now that I have *some* money coming in, there's nothing, unless I want to go to Baltimore, which doesn't make sense because the only reason I would want to own is because I'm at an age where I'm expected to own.</p><p>Wasn't there a time where people just rented forever without some sort of stigma? Didn't Uncle Bill always rent? How about Bob Newhart? And the woman with the daughers on &quot;One Day At A Time&quot;?</p><p>I'm sure if I really wanted I could paint my place. It is nice that if something breaks, it's fixed or replaced the next day. Ahhhhh...I don't know. The WV land looks like a good investment. I am VERY smitten with that house in Ohio, tho - no wonder David Chapelle moved there instead of back to DC!</p>

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[WhistlePig]

I was lucky to buy my townhouse in Frederick, MD for 89,000 about 10 years ago. The same shitboxes in my neighborhood are now selling for 250,000! Outrageous but they are being snapped up. The house next to mine sold in just 3 days on the market. The bad thing is if I ever wanted to move to something better in town, it's now gonna cost me $400,000! I think my shitbox is looking pretty good right about now.

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[Recyclerz]

<p>I wouldn't be too worried about not being able to buy real estate right now.&nbsp; I think JPMNick has it just about right, although a 20% drop all at once probably will be the exception rather than the rule.&nbsp; As the speculators get caught in the eventual downdraft from rising interest rates you'll be in a lot better shape to swoop in if you have a couple of fistfuls of cash handy.&nbsp; You should start doing your research now though (how much you can afford with slightly higher rates without driving yourself crazy with worry at how much you owe; neighborhoods you like, etc.)</p><p>The thing to remember (&amp; one that not everybody tells you) is that you wind up spending a lot more $ once you own something than you had estimated before (maintenance, insurance, rising taxes, Home Depot, etc.) so you have less money to piss away than you used to.&nbsp; It really does become a life modifying milestone so only commit when you're ready (kinda like marriage) not because everybody else thinks you should.&nbsp; The equity does build up&nbsp; over time but it isn't <em><strong>liquid </strong></em>so don't be borrowing more than you afford to pay back.</p><p>So there's some free advice from Uncle R.</p>

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[Mike Teacher]

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[PanterA]

I'm moving to Dayton Ohio! That's a nice place for $100,000 You cant buy a piece of shit house in Flushing for under $500,000! FLUSHING! COME ON!!!

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[Bulldogcakes]

<p><img width="180" height="239" border="0" src="http://www.griffinplayers.com/whorehouse.jpg" /></p><p>$100 wont even get you laid in my whorehouse!&nbsp;</p>

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[Heavy]

Does the 20 arces in WV include a home on it??

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[curtoid]

<font style="font-size: 9px" face="Verdana">quote: </font>Does the 20 arces in WV include a home on it?? <p>Just the land. That's getting really popular - people gobbling up land in WV, just so they can say they own something.</p><p>I just talked with a friend from Dayton, and he told me that my dream house is part of a really nice homes...</p><p><img src="http://img.photobucket.com/albums/v64/curtoid/dayton.jpg" border="0" /></p><p>However, it is&nbsp;supposedly in a shady area of town. &quot;That is a neighborhood with big, beautiful old houses-- but in a VERY bad part of town. One block will be very nice, the next block a slum full of crackheads who break in to the big, convenient houses nearby. Not the place you would want to live, unfortunatly.&quot;</p><p>Suddenly $105K seems to make sense, even if it is in Dayton.</p><p><br />&nbsp;</p>

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[bobrobot]

<p><strong><font face="verdana,arial,helvetica,sans-serif" color="#000066" size="2">&nbsp;&nbsp;&nbsp;&nbsp; Here's what $100K will get you in beautiful Baltimore, MD !!!</font></strong></p><p><img title="my house" height="350" alt="my house" src="http://imagecache2.allposters.com/images/2/Posters/PE1038.JPG" width="237" border="0" /></p><p><strong><font face="verdana,arial,helvetica,sans-serif" color="#000066" size="2">&nbsp;&nbsp;&nbsp;&nbsp; Oh, and FYI, &quot;good investment in West Virginia&quot; is a contradiction in terms!!!</font></strong></p>

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[Snoogans]

<p>Here is what 100K will get you in North Jersey:</p><p><img width="400" height="300" border="0" src="http://www.autogaleria.pl/tapety/img/mercedes-benz/mercedes_sl_500_2001_03_s.jpg" /><br />
&nbsp;</p>

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[FUNKMAN]

<p>it's tough to figure out when's the best time to buy...&nbsp; when the interest rate goes up, the prices go down and vice versa so are you really gaining anything by waiting?&nbsp; you need to really do some number crunching...</p><p>one way to look at it is you probably want to buy at a low price 'or when values are down' even though the interest rate is high because eventually the value will go up and possibly the interest rates may go down again and you can refinance.&nbsp; if you buy at a peak price with a low interest rate the value of the home may go down. probably doesn't matter if you're not looking to sell but it may affect equity or future loans</p>

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