what credit cards do u have (18+ only i guess)

[Hawiian shirt craig]

what cards do you guys have? anyone know of a
good student deal??? by good i mean less than
14%!!!


-Hawiian Shirt Craig
THIS IS WHY WE CAN'T HAVE NICE THINGS!!

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[Aggie]

Credit cards are the devil. You're just ensuring that you will owe someone money years after you spend it. I only have one Mastercard and my Debit card. I went over the limit. Thank god I only had one. But I worked something out so my credit will be fine. I learned my lesson!

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*WooHoo, I'm on the Reef!*

[fiestygal]

American Express- green and platinum, neiman marcus, visa, nordstroms, sears, Sunoco Gas card- WOO WOO for that- I try not to use my cards that much OR i try to pay a part in cash and a part on credit NOT to run the bill too high BUT YES THEY ARE THE ANTICHRIST- THE POWER OF CHRIST COMPELLS YOU!!!!!

I'll get off my SOAP BOX now!

I am a goofball & swell to boot

[sunndoggy8]

The best advice regarding student rates on credit cards is this...DON'T GET ONE! The credit card complanies market to college students with free gifts and whatnot and screw you over on the rates, and since most people in college need money, they're doomed to be in credit card debt...just don't get one unitl you can handle paying it off! :)

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<i><b><font color="#0F00CD">"You should've seen her face. It was the exact same look my father gave me when I told him I wanted to be a ventriloquist."</font color="#0F00CD"></b></i>

[ThePointer]

to start with if you really want one, get a low credit limit and pay it off fully the first few times. that will establish your account .
Just be very careful, you really need a very strong self discipline. I myself have a few but only use one and pay it off every month.

you have two choices: Castration or a one way ticket to New York

[Cybersoldier]

If you want to be in debt get a credit card unless you have a supreme amount of will power not to over use one. I thought about getting the discover card

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thanks cheezeemee for the sig

[Hawiian shirt craig]

oh i have a bunch of cards, and really good credit/...
i was just curios what everyone else had. though
we might get some really good storie


-Hawiian Shirt Craig
THIS IS WHY WE CAN'T HAVE NICE THINGS!!

<img src="http://home.ix.netcom.com/~camman/_uimages/HSC.gif">

[sleepyeyed_Jynx]

i'm 15 with a platinum visa courtesy of a fraud-like method (allegedly). if anyone wants to know how to do this, e-mail me.

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As innocent as Martha Stewart...

[42nd-delay]

Credit cards aren't trouble until you spend more than you can pay. Pay off your bill in full each month and you'll have no prob. Debit cards are more dangerous I feel, since they take the money directly out of your account right away, and if there's a mistake, it's hard to get the money back.

------------------------------
42nd-delay

"42nd-delay is the only person who's making sense." - Ron, 3-12-02

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[Michael Fury]

I once had a dream where a computer glitch forced Bill Gates to pay off every American's credit card.




"I'm really concerned, doctor. You don't think it could be...(lowers voice)...drugs, do you?"

[irishkb]

I would say stay away from the credit cards till you are a little older... the cards are dangerous... but if you really want that bad get an american express because you have to pay off whatever you bought at the end of the month and some minimal payment....

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thanks e2r...


"IM"-mick0306

[wilee]

American Express is a good card to start out with, because as mentioned before, you have to pay in full each month (charge card, instead of credit card).

If you do get a credit card, make sure that you have a LOW credit limit on the card when starting out. Too many people start out with their card and it feels like you're getting stuff for free when you just swipe the card through. I started out with a $400 credit limit, and paid it off each and every month. In College, I paid for my books and floated it till the end of the semester, then paid it off.

Credit cards can be dangerous, but also useful.

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